Make Your Holidays Happy!

November 27, 2012 by Christopher · Leave a Comment 

“Happy Holidays!”

Many small business owners, retailers especially, fall into a sense of ‘holiday security’ this time of year.  They see the sudden increase in business as a sign that everything is A-OK with their business and that the issues they encountered over the last 10 months – like paying their bills, vendors or distributors on time and the inability to collect a paycheck for themselves – will be all taken care of with a fabulous season of sales.

In reality, however, that simply is not the case.  For the majority of small businesses the instant success of the gift-giving season is just a blip on a radar that has consistently shown the troubles they are actually having.  While they will be comforted by the good tidings they are sharing with family, friends and loved ones the harsh realization of their financial situation will loom large over their celebrations.

The good thing is – THIS DOESN’T HAVE TO BE THE CASE!

This season is the PERFECT TIME to get started with a debt restructuring program from The Reorganization Management Group.  When you start with us, the first thing you’ll be able to do is let us deal with your creditors on your behalf – stop avoiding the phone & use it for its intended
purpose… to generate more revenue!  Not only will this freedom allow you to do more for your business, it will also give you a sense of relief from the anxiety you get every time the phone rings.  We also set you up with a budget that you can actually afford.   A program like this doesn’t work if you can’t afford it – we want you to provide a fabulous holiday for your family while, at the same time, eliminating your problem payables.

We want everyone to enjoy everything the Holiday season has to offer… if your small business is encountering the kinds of issues which can hinder that give us a call at (866) 364-9161, ‘click to chat’ with us on our website or, if you’re local, stop by for a one-on-one consultation.

These are not only free but completely confidential… you have absolutely nothing to lose, so let The Reorganization Management Group be part of your “Happy Holidays!” this year.

The Quiet Creditor

November 26, 2012 by Christopher · Leave a Comment 

Due to the recent storm, have you found that creditor calls have lessened? Are you finding that some of that pressure has been taken off of you – at least for now?  Don’t be fooled by the “quiet creditor.”  Just because they aren’t pounding your phones right now, does NOT mean that they have stopped collection activity.  In fact, they may have put your account in pre-legal or legal status.  The “quiet creditor” could be lining up a solid offense with the courts and before you know it, a process server may be at the door of your business, serving you with court papers.  Don’t be fooled into a false sense of security because the phones have calmed.  In fact, as we are nearing the end of the year, many creditors are filing lawsuits for unpaid debts to get them off their books by the end of the year.

Be proactive.  Give The Reorganization Management Group a call today and let us help you with your problem payables and debt… before a deputy comes knocking on your office door!

Twinkie Troubles

November 21, 2012 by Christopher · Leave a Comment 

For all of you out there that have ever had a Twinkie, Ho-Ho or even a Ding Dong, you may want to run out and get one more now, because they may not be on the shelves of our supermarkets and convenience stores much longer:

The Hostess Brand may cease to exist forever.

A fortune 1000 company will be closing its doors due to a debt burden that will make them close their doors .  As a business in this current economic situation, Hostess simply cannot service their debt and stay profitable.

Are you a small business that is having similar issues with your current business model?  Are you looking for the right solution to help you restructure your debts?  You, the small business owner, need to contact The Reorganization Management Group today for a consultation to discuss our restructuring services.

Resolving… or Dissolving?

November 19, 2012 by Christopher · Leave a Comment 

With the end of another year upon us, the big question is ‘what are you going to do to get through this year and make it into the next?’ With so many companies struggling in this new global economy, it is getting harder… not easier. With record-breaking business closings and bankruptcy filings each month, you have to ask yourself – “How do I survive?”

Call The Reorganization Management Group, we can help you get your problem liabilities resolved within an affordable budget. Are you on COD with your vendors?  Are your credit lines maxed out or cut off? Are your interest rates through the roof and are the small payments you are making only covering interest, finance and late charges? Are you not taking a paycheck or not sure who to pay, when to pay or how much to pay your creditors?

If you answered yes to ANY of these call us.

We restructure your problem payables and field your creditor inquiries whether they use collection agencies and attorneys or not. You can get back to driving sales, running your business and making money again. Go to our website, check us out, review the frequently asked questions and see our success stories. The Reorg Group can make a difference and restore normalcy and profitability back into you company.

For many of us in the Tri-State area power was just restored after the Frankenstorm… so don’t leave yourself in the dark – you owe it to your employees and their families – and your creditors - to look for a bankruptcy alternative.

Protect what you have worked and sacrificed all these years to build and sustain. Don’t become a STATISTIC, call us TODAY.

RMG Offers Services Free to A Victim of Sandy

November 7, 2012 by Christopher · Leave a Comment 

We understand that everyone in the NY Metro area has been affected by the devastation which was Frankenstorm Sandy.  Although the storm wiped away a lot, it hasn’t wiped away the real world problems that still affect thousands of small- to medium-sized business owners in the area.

To that end, The Reorganization Management Group wants to help.

We know that your debt crisis isn’t going away any time soon… vendors are going to pursue their claims, liens will ultimately be filed, and credit lines will be cut off.   Let’s face it – these people have businesses to run as well and, at some point, need to worry about their bottom line just as much as you are trying to worry about yours.

So, please let us at RMG help you out – between today and November 30th, 2012 we will offer our services to one business owner who is a victim of Hurricane Sandy – PRO BONO, based on their compelling hardship criteria.  RMG will select an active client that has enlisted between now and the end of November as the recipient of free services. We will evaluate personal as well as financial hardship conditions and choose a needy client to receive the benefit of our efforts completely free of charge.

Please call us today at (866) 364-9161, visit our website to either ‘Speak To An Expert’ or ‘Click To Chat’ with us, or come by the office for a one-on-one session to find out more about how we can be the start of a full rebuilding for you and your business.

The Reorganization Management Group – Insight.  Guidance.  Perseverance.

Year-End Financials = Year-End Stress?

November 7, 2012 by Christopher · Leave a Comment 

As we are getting close to the end of the year, many businesses are beginning to review their books. Now is the time to address any cash flow issues. The Reorganization Management Group is here for you and your business. We will discuss strategies and restructuring plans to get your business out of the red and back into the black. Allow our financial solutions providers to review and analyze your problem payables and help to create an affordable pay back budget for your company.

As we head towards year end, you creditors are also reviewing their books and will be contemplating collection strategies that will include filing suits against their debtors who have not paid them… be pro-active and contact The Reorganization Management Group today before lawsuits, judgments and liens & levies are filed.

While we can help at almost any stage of the collection process, don’t wait for things to get really bad before calling The Reorganization Management Group for help… we are even available during a hurricane!

Suggested Reading: Recovery Tips for Small Businesses Affected by Sandy

November 6, 2012 by Christopher · Leave a Comment 

(Repost from The Receivables Exchange - click HERE for original article)

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Frankenstorm Sandy has certainly lived up to the name that was bestowed upon her long before she came ashore in Southern New Jersey. She has relentlessly inflicted damage and destruction in her path from the Caribbean to the Northeast Coast of The United States – the most significant and visible being in the New York Tri-State area. And among those affected, small businesses will potentially fare the worst. Many small business owners were unprepared for the severity of this storm and the damage in her wake. Recent estimates from risk analysis firm Eqecat puts the total economic losses at $50 billion. In addition to the economic toll, the disruption to people’s lives due to property damage, transportation disruptions, prolonged business closures, electrical outages, injuries, and loss of life are immeasurable.

Unfortunately, the worst is yet to come for many small business owners. As you begin to assess the damage inflicted on your small business, it’s important to create a short-term and long-term recovery plan. Here are a few tips to help you access the money you’ll need to get back on your feet:

  1. Contact your insurer. If you have not already done so, it’s incredibly important that you contact your insurance company before cleaning up any damage to your property. Don’t throw away any damaged property until your insurance company has sent someone out to assess the damage. Most insurers have emergency staff on hand to expedite this process. For more insurance tips, check out this article.
  2. Contact FEMA if your business is in a federally declared disaster area. All of New York, New Jersey and Connecticut fall in this category. If your business sustained damage as a direct result of Hurricane Sandy, you will likely qualify for federal assistance. Visit the Hurricane Sandy page on their website to learn more about applying for assistance and to determine if you qualify for assistance. Keep in mind that FEMA is a long-term solution. Funds from FEMA could take weeks or months to get to you.
  3. Apply for a disaster loan through the SBA. According to the SBA website, “If your business or private, nonprofit organization has suffered physical damage or… has sustained economic injury after a disaster, you may be eligible for financial assistance from the U.S. Small Business Administration. If your business—regardless of size—is located in the declared disaster area, you may apply for a long-term, low-interest loan to repair or replace damaged property.” Unlike most of the SBA’s loan programs, disaster loans are funded through the Federal Government. Typically, most applications take at least two weeks to process but the expected flood of applications due to Hurricane Sandy could result in slower processing times.

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If you already had problems before the storm hit, they are going to snowball even faster.  If you are having problems paying suppliers, lines of credit , advertising etc. give us a call at The Reorganization Management Group. We are here to help find solutions to your business cash flow problems and get your creditors paid within an affordable term and budget. Call us now before it’s too late. We are a bankruptcy alternative for companies that are qualified. Call us or visit our website… we will be happy to give you a free confidential analysis. We are experts in debt restructuring – and we can help with creative financing by putting you in touch with our contacts.

Whatever the situation, you owe it to yourself and your employees to look into every alternative. You have worked too hard to fail, call us today!

The Obvious Candidate For Your Struggling Business

October 25, 2012 by Christopher · Leave a Comment 

With the upcoming election next month, a large focus of each opposing side is the economy… specifically how to repair the economy by creating more jobs, cutting taxes, etc.  Whether Romney or Obama get elected, or either actually do what they said they were going to do to get elected – which many or may not work - there IS one thing that can be certain:

The Reorganization Management Group is a company that provides alternatives to business owners as well as individuals and is in a position to help struggling businesses RIGHT NOW.

The best part for you is, unlike those running for President, The Reorganization Management Group doesn’t have the luxury of making promises that they may or may not deliver.  RMG is accountable to their clients, with interests so closely aligned, that one cannot fail or succeed without the other.

Wouldn’t it be nice if we as Americans could cast our vote AFTER – and ONLY IF – the Presidential candidate performs a beneficial service to an American citizen???  The Reorganization Management Group lifts wage garnishments, makes the seemingly unaffordable comfortably affordable and restores peace to distressed business environments BEFORE they get paid.

Success Stories – In Denial

October 24, 2012 by Christopher · Leave a Comment 

We spoke with a prospect last week regarding a lawsuit that was filed against his company.  We explained that The Reorganization Management Group helps businesses faced with financial distress; we create an affordable budget,  engage their creditors on their behalf and satisfy what was once considered unaffordable.  Our goal is to get the business owner focus back on expanding their business and off fielding creditor calls.

The prospect told us he was fine, has no payable issues and has an attorney handling his lawsuit.  We wished him the best of luck, left contact information for him in case things change and said good bye.

One week later?  Things changed.

That very same prospect – the one that was fine just 7 days earlier – left us a message.  He received a letter from us in regards to his lawsuit and would like more information, since he has two lawsuits.  We spoke at length – we discussed the lawsuits, the status of them and how much he is in debt.

The prospect has now become a client and is on his way to getting both of his lawsuits settled by The Reorganization Management Group – the VERY SAME PERSON who did not need our services a week ago.

Unfortunately, this is not an uncommon scenario.  Too often business owners are in denial about their situation and are afraid to talk to anyone who calls their offices.  Don’t let this happen to you…  BE PROACTIVE.  If your company is faced with financial distress - late on credit cards, lines of credit have been cut off, you’re late on vendor debt or essentially “robbing Peter to pay Paul”- give us a call today at The Reorganization Management Group (866) 364-9161 and allow us to help you today!

The FAQ’s Of Debt Restructuring

October 23, 2012 by Christopher · Leave a Comment 

Educating yourself before you make a decision is a must for any business owner or consumer. Whether it’s for a Presidential election, buying a new car, or a house… education on the topic is necessary.

So why wouldn’t someone educate themselves on options to file for bankruptcy for their business? I honestly wish I had the answer to that question. But, no matter what, educating yourself simply HAS to happen.  Most of our clients, at one point or another, talked with, met or at least considered bankruptcy.  Thankfully, they had the wherewithal to look into options.

We at The Reorganization Management Group are here to listen confidentially, assess your situation and see if we can offer another solution. If you are behind with your creditors, getting collection calls and lawsuits or simply just don’t know who to pay, when to pay or how much to pay, call us – we can help.

We have included some frequently asked questions below for you to review, but please don’t stop there – call us today or visit our website and Click To Chat with us.  We are not here to judge… but we ARE here to help.

The FAQ’s Of Debt Restructuring – CLICK HERE

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